Rule of 72 Calculator

The Rule of 72 is a simple way to estimate how long an investment will take to double, given a fixed annual rate of interest.

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Investment Comparison

Compare how different interest rates affect doubling time and future value.

Rate Doubling Time Future Value Real Value (2.5% inflation)

About the Rule of 72

The Rule of 72 is a simplified formula that calculates how long it will take for an investment to double in value, based on its rate of return.

The formula is:

Years to Double = 72 ÷ Interest Rate

For example, at 8% interest, your money will double in approximately 72 ÷ 8 = 9 years.

Limitations

  • The Rule of 72 is most accurate for interest rates between 6% and 10%
  • It doesn't account for taxes, fees, or additional contributions
  • For higher accuracy, use the exact logarithmic calculation

Advanced Calculations

This calculator also provides:

  • Exact doubling time calculation using logarithms
  • Adjustments for different compounding frequencies
  • Inflation-adjusted (real) returns
  • Future value projections

Advanced Rule of 72 Calculator (UK Version)

UK Tax Settings

Investment Comparison

Compare how different interest rates affect doubling time and future value.

Rate Doubling Time Future Value Real Value (2.5% inflation)

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